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Product Information
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Plan No. 947
  • This plan has been designed especially for High Net Worth Individuals having Rs.1 Crore as minimum Life Cover
  • It guarantees the risk cover of 125% of Sum Assured from Day 1 without any extra cost
  • It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured along with variable loyalty additions
  • It also offers the regular guaranteed pay-outs to the policy-holders
  • It has an in-built benefit of covering 15 critical illnesses
  • This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
  • This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
  • In a similar way, the policyholder also has the option of choosing the death benefit in installments
  • LIC also offer the discount in the premium in case the mode of payment is Yearly.
  • The loan is also available to the policyholder after the completion of 1 year of the policy
How Does This Policy Work
Sample illustration
Eligibility Criteria
Min. Max.
Age 18 Years (Completed) 55 Years for Payment Term = 14 - 51 Years for Payment Term = 16
48 Years for Payment Term = 18 - 45 Years for payment term = 20
Policy Term 14, 16, 18, & 20 Years
Premium Payment Term Policy Term 4 Years
Basic Sum Assured Rs. 1 Corer No Limit
Maximum Maturity Age 69 Years of Term = 14 - 67 Years of Term = 16 66 Years of Term = 18 - 65 Years of Term = 20
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